Beating the Silent Thief: How I Built an Inflation Shield for My Retirement Through CPF
The Price of Chicken Rice: Why I Built an “Inflation Shield” My daily breakfast—funded by the “Ghost Salary” of my CPF interest….
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Reaching the 2026 Enhanced Retirement Sum: My Blueprint for a Guaranteed Lifetime Payout.
“Retirement isn’t a number in a bank account. It’s the ability to live comfortably without ever needing to trade your time for…
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The CPF Medisave Overflow: How My Healthcare Fund Became a Retirement Bonus.
Disclaimer: I am sharing my personal CPF journey and actual snapshots from 2025/2026 to illustrate the “Safe and Save” philosophy. I am…
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Why I Paid Back My HDB Loan Early: The “Safe and Save” Way to Recapture Interest.
“I don’t have a high salary, so I can’t save that much.” I hear this often at the coffee shop. But after…
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The $623,000 OA Milestone: How an Ordinary Worker Built a Retirement Fortress
“I wasn’t a financial genius. I was a man who woke up to a 5:37 AM alarm for 32 years, focused on…
